Whether you are thinking about Buy to Let's; converting your current home to a rental property or you're a portfolio Landlord, Green Planet Finance has the knowledge, experience and access to the lenders who can give you a mortgage.
The Financial Conduct Authority does not regulate some form of Buy to Lets
Whether you are looking to buy your first BTL or already have a few under your belt, our expertise will be able to show you some products which will meet your requirements.
Lenders typically have slightly different views on what defines a HMO in their eyes. That is why we are here; our knowledge of the market and our range of lenders could make your life easier when looking for a HMO mortgage.
Portfolio Landlord Mortgages
Do you own 4 plus properties? If so you could be classified as a portfolio landlord depending on the lender. This means you are likely to be subject to increased stress testing. Green Planet Finance are here to work with you to guide you through the extra lending requirements and help you build your property business.
Ltd Company (SPV) Mortgages
There are fewer lenders in this field but this it's changing quickly. Always seek tax advice before buying in an SPV but we are here to offer you the most competitive lenders in the market.
Let to Buy
Are you thinking of renting out your home? Whether you are looking for an onward purchase, moving to your parents or moving into a rented property we are able to find the right lenders and products to match your needs.
Rental Stress Testing
Rental stress testing varies from lender to lender and this is in place to keep the customer and their funds safe.
Green Planet Finance will work with lenders to stress test your property or portfolio to ensure risk is mitigated as well as possible.