Protection

Buying a house for most is the biggest purchase people will make in their lifetime. Generally our personal homes are perceived as an asset but technically they are liabilities as it is costing you money every month whether that be mortgage, council tax, maintenance or other costs.

Again, for most people their incomes from employment or self-employment are the main source of money to pay for food, utilities, bills, a roof over their heads and lifestyle.

Knowing this, do you think it is important to protect your home, income and your loved ones in the event of a negative life event such as a critical illness which prevents you from working or even death?

Green Planet Finance look to provide each an every client with a personalised protection illustration and offer the pro's and con's of each recommendation. By doing this we can at least educate and highlight the risks of not protecting the earnings and debts our clients have whether they would like to proceed or not.

Life & Mortgage Insurance

Do you have a mortgage, an Inheritance Tax liability or even wanted to leave money for loved ones in the event of your death? We can arrange policies based on your needs to ensure your family were looked after if the worst happens.

Income Protection

Most people have one income stream which means it is vitally important to protect this. If you were unable to work through a long term illness or injury how long could you continue to pay your bills and maintain your lifestyle? If this is a few weeks, months or years then it is important to consider what happens after this which is why income protection is a very pragmatic option.

Home & Content Insurance

Green Planet Finance only have access to Defaqto 5 star rated products. These products are commonly more expensive than comparison website offerings but they cover everything you would need it to as a result.

Critical Illness Cover

Critical Illness Cover is a policy which offers breathing room whether that be to cover a mortgage or a few years of living in the event of a debilitating illness. This is a more expensive add on to life insurance but there is a much greater chance it will be required.

Family Income Benefit

This is a very useful type of protection in the event of either or the main household earner dying at a working age. This is similar to life insurance but instead of paying out a lump sum on death it will pay out an income for as long as the policy was designed to do so. This is a good alternative to life insurance to ensure a family benefits from a steady income until their last child has reached 21 for example.

Landlords Inurance

Green Planet Finance can offer Landlord property insurance for those with up to 10 properties. By allowing us to sort your insurance you can keep all of your policies in one place and enjoy a hands off approach as we will do the heavy lifting each year.

WHAT CLIENTS SAY

Chris

Green Planet Finance has been extremely helpful in organising both our mortgage and life insurance as part of our property purchase. Jon was very helpful in finding the best offers available to us and which suited our circumstances best. Jon was able to fully explain the different options open to us, to allow us to make the best decision. He was friendly and clear in explaining the different options open to us.

Sophie

My meetings with Jon were courteous, thorough and friendly. He was able to explain things clearly and his advice was supportive and honest.I would thoroughly recommend using Green Planet Finance and I will be certain to use them again in the future.